德勤（Deloitte）：2026年美国银行业监管展望报告（英文版）（23页）.pdf

1、2026 banking regulatory outlook2026 banking regulatory outlook1A watershed year for bank regulation and supervision2026 stands poised to become a defining moment for banking regulation and supervision in the United States.The leaders of the federal banking regulatory agencies are reshaping their app

2、roach to regulation,their supervisory priorities,and internal agency supervisory processes.The industry is preparing for potentially the most significant changes to the capital framework in more than a decade,including a significant recalibration of regulatory thresholds.Additionally,a general decre

3、ase in the issuance of new regulations and regulatory requirements is playing out,and a shift in supervisory approaches is anticipated to result in fewer agency supervisory actions and remediation items.Message from the Deloitte Center for Regulatory StrategyThese changes reflect an explicitly comme

4、rcial and innovation-friendly approach articulated by new agency leaders and could significantly alter compliance requirements,industry competition and peer groups,and bank strategy.Our 2026 banking regulatory outlook explores the measures underway,the strategic risks and opportunities they present,

5、and why 2026 may redefine how banks set out their strategic goals and interact with their regulators.In this context,weve identified and will explore five key topics affecting the industry:New leaders reshape bank supervision Preparing for the next wave of capital rulemaking Reassessing regulatory t

6、hresholds and tailoring New commercial emphasis among regulators Accommodating innovation while managing riskShaun NabilBanking Leader,DCRS Managing Director Deloitte&Touche LLPAaron SalernoManager Deloitte Services LPIrena Gecas-McCarthy FSI Director,Deloitte Center for Regulatory Strategy(DCRS),US