律商风险：2026暗流涌动的威胁：网络犯罪报告（英文版）（50页）.pdf

1、Evolving Threats Beneath The SurfaceHow Criminal Networks Are Changing Tactics to Stay Ahead of Developing DefensesLEXISNEXIS RISK SOLUTIONS CYBERCRIME REPORTTABLE OF CONTENTS03 Introduction04 Global RisksTransaction patterns,attack patterns,identity abuse and fraud09 Changing TacticsAs agentic comm

2、erce grows,cross-border fraud is rising and synthetic identities have become a global problem 19 Across the Customer JourneyTransaction volume and attack risks across core touchpoints24 Regional TrendsIdentity abuse,transaction and attack patterns and networked fraud by region39 Industry TrendsTrend

3、s for financial services,ecommerce,communications,gaming&gambling and health insurance46 Conclusion47 AppendixGlossary,methodology and data process2026 EditionBased on analysis of data from January to December,2025 LEXISNEXIS RISK SOLUTIONS Cybercrime Report INTRODUCTIONIN ADDITION TO TRENDS AND ANA

4、LYSIS FROM OUR INTELLIGENCE NETWORK,SEVERAL SPECIFIC TOPICS WILL BE EXPLORED FURTHER,INCLUDING:The emergence of agentic commerce The power of a network for reducing credit card fraud Cross-border fraudulent money transfer Collaborations and consortia in the UKGlobal Attack Rates Are On the Rise Agai

5、n2025 saw steady digital transaction growth in LexisNexis Digital Identity Network globally.But fraud attacks grew faster,especially in the ecommerce and gaming and gambling sectors,pushing the global attack rate up 8%after a period of relative stability in 2024.While perhaps not yet the fraud storm

6、 that some have predicted would be driven by an AI-fueled increase in scam sophisti-cation and automation,there are indeed signs of shifting patterns,with a much noisier identity abuse index than has been seen in recent years.Fraud is continuing to evolve around the world,regulations are being updat