波士顿咨询（BCG）：2026年全球财富报告：大重构（英文版）（26页）.pdf

1、FINANCIAL INSTITUTIONSGLOBAL WEALTH REPORT 202626TH EDITIONThe Great Reordering May 2026 By Michael Kahlich,Daniel Kessler,Akin Soysal,Peter Czerepak,Renaud Fages,Dean Frankle,Mayank Jha,Wei Chuan Lim,Michael Boardman,Yves Robert-Charrue,Gloria Ong,Sam Kittross-Schnell,Omar Rahman,Felix Werner,and N

2、isha MittalBOSTON CONSULTING GROUPTHE GREAT REORDERING 2Global financial wealth grew at its fastest level since 2021.But where wealth is growing,who holds it,and what it will take to serve clients well are changing rapidly.This report examines four dimensions of that change.The first is geographic.W

3、ealth creation continues to concentrate in a smaller number of regions and booking centers.Two hubs increasingly capture the bulk of cross-border flows.Firms that credibly straddle both clusters will command a structural advantage.The second is the emerging market opportunity.Not counting China,roug

4、hly 10%of global financial wealth growth through 2030 will come from emerging markets,led by India,Brazil,and Mexico.The affluent and emerging high-net-worth(HNW)segment in these markets is among the least well served in the industry.Retail and corporate banks have the relationships and distribution

5、 reach to capture this opportunity but will need to change how they operate to do so.The third is generational.Asias first large-scale intergenerational wealth transfer is already underway,and the decisions families make in the coming decade about governance,leadership,ownership,and purpose will det

6、ermine what gets passed on and how.Wealth managers that help families navigate the complexities of this transition will define the next era of the industry in the region.The fourth is technological.AI is already drafting financial plans,automating compliance workflows,predicting client churn,and exe