国际清算银行：2022年中央银行数字货币和加密货币调查结果（英文版）（32页）.pdf

1、 BIS Papers No 136 Making headway Results of the 2022 BIS survey on central bank digital currencies and crypto by Anneke Kosse and Ilaria Mattei Monetary and Economic Department July 2023 JEL classification:E42,E58,O33.Keywords:central bank digital currencies,CBDC,digital innovation,cryptoassets,fin

2、ancial inclusion,stablecoins,cross-border payments,interoperability,fast payment systems.The views expressed are those of the authors and not necessarily the views of the BIS.This publication is available on the BIS website(www.bis.org).Bank for International Settlements 2023.All rights reserved.Bri

3、ef excerpts may be reproduced or translated provided the source is stated.ISSN 1682-7651(online)ISBN 978-92-9259-673-6(online)BIS Papers No 136 1 Making headway Results of the 2022 BIS survey on central bank digital currencies and crypto1 Over the course of 2022,the share of central banks engaged in

4、 some form of central bank digital currency(CBDC)work rose further,to 93%,and their uncertainty about short-term CBDC issuance is fading.Work on retail CBDC is more advanced than on wholesale CBDC:almost a quarter of central banks are piloting a retail CBDC.More than 80%of central banks see potentia

5、l value in having both a retail CBDC and a fast payment system,mostly because a retail CBDC has specific properties and may offer additional features.The survey suggests that there could be 15 retail and nine wholesale CBDCs publicly circulating in 2030.More than nine out of 10 central banks engage

6、with other stakeholders when designing proofs of concept,pilots or live CBDCs.The degree of that engagement and the type of entities involved differ between emerging market and developing economies(EMDEs)and advanced economies(AEs).They also differ by type of CBDC and the stage of work.The survey fu