Guidewire：推动财产保险行业的可持续发展-财险面临的威胁与机遇（英文版）（16页）.pdf

1、Powering Sustainability in the P&C Insurance IndustryA Threat and an Opportunity for P&C InsuranceEBOOKAs the climate crisis unfolds,the accelerating frequency of adverse weather events is a growing threat to the global population.According to Capgemini,economic loss driven by climate change has inc

2、reased by 250%over the past three decades.And the World Economic Forums 2023 Global Risks Report estimates that seven of the most severe risks humanity will face in the next decade are climate-related,from extreme weather events to involuntary mass migration.Due to its very nature,the P&C insurance

3、industry is especially vulnerable to increasingly severe and frequent weather events.A report by AXA released in late 2022 found that climate change is the insurance industrys most pressing concern for the second year in a row.Examples of the risk to the sector stemming from weather catastrophes abo

4、und in number,geographic regions,and the extent of the losses.Climate Change is Real,And Its Here Now Europe United States Australia WorldwideTotal insured losses worldwide from weather-related natural catastrophes in 2022 Swiss RE$122 BillionRise in economic losses over the past three decades due t

5、o climate change Capgemini250%The number of the top 10 most severe risks to humanity over the next decade that stem from extreme weather events World Economic Forum7SUSTAINABILITY EBOOK|INTRODUCTIONClick to expand:Introduction|Opportunity|Agility|Cloud|Design|Automation|Analytics|Innovation|Conclusi

6、on1 Stricter Environmental,Social,and Governance(ESG)Requirements Europes Sustainable Finance Disclosure Regulation(SFDR)Proposed Climate Disclosure Requirements in the USClick to expand:Insurability Concerns GrowBeyond direct losses,experts are also concerned about decreasing insurability.Following