毕马威：2023年上半年金融科技动向报告（英文版）（55页）.pdf

1、Pulse of Fintech H123 July analysis of fintech funding2 2023 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights reserved.#fintechpulseThe first six months of 2023 were quite challenging for the global fintech market

2、.Some of the challenges were expected high levels of inflation,rising interest rates,the ongoing conflict between Russia and Ukraine,depressed valuations,and a lack of exits;others were less so,including the collapse of several banks in the US.But while both total fintech funding and the number of f

3、intech deals globally dropped from$63.2 billion across 2,885 deals in H222 to$52.4 billion across 2,153 deals in H123,the news wasnt all negative.Despite market turbulence and declining funding in both the EMEA and ASPAC regions,the Americas saw fintech funding climb from$28.9 billion in H222 to$36

4、billion in H123.Several fintech subsectors also saw strong levels of funding in H123.At mid-year,funding in logistics and supply chain-focused fintech was well above all previous annual totals($8.2 billion),while the$1.7 billion funding in ESG-focused fintech was ahead of 2022s total.Looking back on

5、 the first half of 2023,fintech investor sentiment can be characterized as highly selective.Consider some of the key trends weve seen across the fintech sector over the past six months:Increasing focus on operational efficiency,sustainable cash flows,and profitability both from investors and from fi

6、ntechs looking to delay their next funding rounds.Continued resilience of the payments space particularly payments infrastructure.Declining crypto funding in the wake of sector challenges,combined with increasing focus on broader blockchain solutions.Rapidly growing interest in potential use cases f