德勤：冲破暗流：影响金融服务业的技术相关系统性风险因素（2023）（英文版）（23页）.pdf

1、Pushing through undercurrentsSectoral and regional forces that influence technology-driven systemic risk in financial servicesExecutive summary and key findings 2Sector perspectives 6Capital markets 7Investment management 8Payments 10Banking 12Insurance 14Regional conditions 16Cybersecurity 17Tech t

2、alent 18Climate-related financial risk 19Concluding thoughts 20Contacts 21Table of contentsPushing through undercurrents|Executive summary and key findings2Executive summary and key findings Six takeaways about the forces behind technology-driven systemic risk in financial services Recently,the Worl

3、d Economic Forum(the Forum)and Deloitte set out to explain how technology can both increase and mitigate systemic risk in the financial system.In the first installment of our two-part series,we identified different types of technology-driven systemic risk.Since then,technologys role in financial ins

4、tability has become even more relevant.Social media and digital banking may have contributed to recent banking crises,boosting uncertainty about financial services resilience to systemic shocks.Advances in generative AI have raised questions about the financial systems vulnerability to misinformatio

5、n.And the threat of cyberwar from ongoing geopolitical conflict is now putting financial institutions in the line of attack.1These themes led us to consider how financial institutions could be affected by the sectoral and regional forces that drive technology-driven systemic risk.To find out what th

6、ose risks are and how they can be mitigated,we consulted over 100 financial services and technology experts globally to inform the second installment of our series.This paper is an executive summary of that report.2 Pushing through undercurrents|Executive summary and key findings3 Here are six takea