凯捷：2024世界财产和意外伤害保险报告（英文版）（36页）.pdf

1、World Report Series 2024Property and Casualty InsuranceBecome anunderwriting trailblazerChart your transformation across a shifting risk landscape2Foreword 3 Executive Steering Committee 2024 4Executive summary 5Challenges mount for P&C insurers 7Drive profitable results with speed and accuracy 13 U

2、nderwriting transformation delivers powerful business results 23Conclusion 27Methodology 28Partner with Capgemini 29ContentsWorld Property and Casualty Insurance Report 2024ForewordThe property and casualty insurance industry faces significant challenges,with global combined ratio reaching 103%in 20

3、22.Inflationary pressure and a volatile risk landscape have tossed traditional underwriting strategies into disarray.Accurate risk prediction and pricing are becoming increasingly challenging and leading to insurability concerns.But an insight-driven opportunity is in sight.Capgeminis World Property

4、 and Casualty Insurance Report 2024 identifies the success strategies of underwriting trailblazers thriving in todays complex environment.Our report serves as a playbook for P&C carriers,drawing on real-world examples illustrating why underwriting transformation is essential.We interviewed underwrit

5、ers,policyholders,and insurance leaders globally.Our analysis reveals a stark truth:underwriting potential lies untapped across the sector.Market forces have shifted,and stakeholders in the trenches understand that the time to transform underwriting is now.What are trailblazers doing differently?The

6、yre breaking free from legacy models,attracting the right talent,and fostering a culture of innovation.Trailblazers harness data through predictive analytics,AI,and cutting-edge technologies to make informed decisions and enhance risk assessments.Insurance firms and underwriters leveraging rich insi