美国投资公司协会：2024个人退休帐户（IRA）的十大要点报告（英文版）（14页）.pdf

1、ICI RESEARCH Ten Important Facts About IRAsJULY 2024WASHINGTON,DC /BRUSSELS /LONDON /WWW.ICI.ORGThe Investment Company Institute(ICI)is the leading association representing the asset management industry in service of individual investors.ICIs members include mutual funds,exchange-traded funds(ETFs),

2、closed-end funds,and unit investment trusts(UITs)in the United States,and UCITS and similar funds offered to investors in other jurisdictions.Its members manage$35.2 trillion invested in funds registered under the US Investment Company Act of 1940,serving more than 100 million investors.Members mana

3、ge an additional$9.4 trillion in regulated fund assets managed outside the United States.ICI also represents its members in their capacity as investment advisers to certain collective investment trusts(CITs)and retail separately managed accounts(SMAs).ICI has offices in Washington DC,Brussels,and Lo

4、ndon and carries out its international work through ICI Global.Suggested citation:Investment Company Institute.2024.Ten Important Facts About IRAs.Available at www.ici.org/files/2024/ten-facts-iras.pdf.Copyright 2024 by the Investment Company Institute.All rights reserved.ContentsFACT 1:IRAs are the

5、 largest pool of assets in the US retirement market.FACT 2:The incidence of IRA ownership increases with age.FACT 3:Households from all income groups own IRAs.FACT 4:IRA balances tend to rise with length of ownership.FACT 5:Equity holdings figure prominently in traditional IRA investments.FACT 6:Alt

6、hough few traditional IRA investors make contributions,those who do contribute display persistence.FACT 7:Rollovers from employer-sponsored retirement plans have fueled growth in IRAs.FACT 8:Traditional IRAowning households research the decision to roll over assets from a former employers retirement