桑坦德银行Banco Santander SA（BSAC）2023年年度报告（英文版）（158页）.pdf

1、Responsible bankingConsolidated non-financial information statement 2023 Annual report ContentsBusiness model and strategy Responsible banking Corporate governance Economic and financial review Risk,compliance&conduct management 19Our sustainability strategy supports our purpose to help people and b

2、usinesses prosper.We are on track to meet our targets announced at our Investor DayGreen financeEUR 114.6 bnAEUR 120 bn target by 2025EUR 220 bn target by 2023Socially responsible investment AUMEUR 67.7 bnEUR 100 bn target by 2025Financial inclusion1.8 mnEUR 5 mn target by 2025We are progressing tow

3、ards our net zero ambitionSet 2 new decarbonization targets for 2030 for corporate auto manufacturing portfolio and auto lending portfolio in Europe.Progress on portfolio alignment in relevant portfolios,including disclosure of financed emissions for UK Mortgages and Brazil Agriculture.Progress embe

4、dding climate and environmental factors in our risk management practices,leveraging on market good practices and supervisory expectations,including setting three additional risk appetite limits consistent with our decarbonization strategy.We are helping society EUR 352,181 million to finance homes a

5、nd EUR 208,276 million to purchase other goods.B EUR 346,211 million to help set up or grow companies(39%to individuals and SMEs).B 212,764 employees.EUR 13,726 million paid in wages and benefits.EUR 174 million invested in communities,including EUR 105 million to promote higher education,employabil

6、ity and entrepreneurship,benefitting 2.7 million people.We have a targetto deploy EUR 400 million in education,employability and entrepreneurship between 2023and 2026.A.Preliminary data as final League Tables for 2023 were not yet available at date of editorial closing.This information will be updat