毕马威：2024年上半年金融科技动向报告（英文版）（57页）.pdf

1、Global analysis of fintech fundingPulse of Fintech H1 24August 2024 Copyright owned by one or more of the KPMG International entities.KPMG International entities provide no services to clients.All rights reserved.#fintechpulse2024 got off to a challenging start for the fintech market globally,driven

2、 by ongoing concerns related to geopolitical uncertainty and high interest rates.Total global investment declined from$62.3 billion to$51.9 billion between H223 and H124 the lowest six months of fintech investment since H120.All regions experienced a noticeable drop in fintech investment,with the EM

3、EA region experiencing the sharpest drop from$19.4 billion to$11.4 billion between H224 and H124.Globally,only five$1 billion+deals occurred in the fintech space during the first half of 2024 all buyouts.The Americas accounted for four of these deals,including Worldpay($12.5 billion)and EngageSmart(

4、$4 billion)in the US and Nuvei($6.3 billion)and Plusgrade($1 billion)in Canada.The UK accounted for the fifth deal the$4 billion buyout of IRIS Software group.The UK also saw the largest fintech-focused VC deal of H124 a$999 million raise by Abound.While fintech investment remained suppressed,deal v

5、olume offered a hint of optimism for the fintech market;both the Americas including the US and the ASPAC region saw deal volumes increase between H223 and H124.At a sector level,payments continued to draw the largest share of fintech funding globally,attracting$21.4 billion in H124.Regtech,however,w

6、as the only major fintech subsector to see investment increase in the first half of 2024 with the$5.3 billion in investment already surpassing 2023s total.At a technology level,AI continued to be a very hot area of interest for investors,particularly in the US.Looking back on the first half of 2024,