摩根大通 JPMorgan Chase ＆ Co（JPM）2024年第三季度业绩报告「NYSE」（英文版）（13页）.pdf

1、3Q24 Financial ResultsOctober 11,20243Q24 Financial highlights1ROTCE1 19%CET1 capital ratios2Std.15.3%|Adv.15.5%Total Loss-Absorbing Capacity2$544BStd.RWA3$1.8TCash and marketable securities4$1.5TAverage loans$1.3TBalance sheetLoans:average loans of$1.3T up 1%YoY and QoQDeposits:average deposits of$

2、2.4T up 1%YoY and QoQCET1 capital of$273B2 Standardized CET1 capital ratio of 15.3%2;Advanced CET1 capital ratio of 15.5%2Capital distributedCommon dividend of$3.6B or$1.25 per share$6.0B of common stock net repurchases6Net payout LTM of 54%6,7Income statement3Q24 net income of$12.9B and EPS of$4.37

3、 Managed revenue of$43.3B5Expense of$22.6B and managed overhead ratio of 52%51 See note 3 on slide 92 Represents the estimated Basel III common equity Tier 1(“CET1”)capital and ratio and Total Loss-Absorbing Capacity for the current period.See note 1 on slide 103 Standardized risk-weighted assets(“R

4、WA”).Estimated for the current period.See note 1 on slide 104 Cash and marketable securities represents HQLA and unencumbered marketable securities.Estimated for the current period.See note 2 on slide 105 See note 1 on slide 96 Includes the net impact of employee issuances.Excludes excise tax and co

5、mmissions7 Last twelve months(“LTM”)3Q24 Financial results1Note:Totals may not sum due to rounding1 See note 1 on slide 92 Actual numbers for all periods,not over/(under)3 See note 3 on slide 94 See note 2 on slide 95 Includes the markets-related revenues of the former Commercial Banking business se

6、gment.Prior-period amounts have been revised to conform with the current presentation6 See note 4 on slide 97 Reflects fully taxable-equivalent(“FTE”)adjustments of$661mm in 3Q243Q24 2Q24 3Q23 Net interest income$23.5$0.7$0.7 Noninterest revenue19.8(8.3)2.0 Managed revenue143.3(7.7)2.6 Expense22.6(1