ABC：2021InterimReport.pdf

1、build a beautiful China2021INTERIM REPORT(A joint stock company incorporated in the Peoples Republic of China with limited liability)Stock Code:128820 21 I NT ERI M REPORTAdd:No.69,Jianguomen Nei Avenue,Dongcheng District,Beijing,P.R.ChinaPostal Code:100005 Tel:86-10-85108888http:/1Interim Report 20

2、21Definitions2Basic Corporate Information and Major Financial Indicators4Discussion and Analysis10 Environment and Prospects11 Digital Transformation12 Financial Statement Analysis13 Business Review29 County Area Banking Business54 Risk Management and Internal Control60 Capital Management74Changes i

3、n Share Capital and Shareholdings of Substantial Shareholders76Details of Preference Shares82Directors,Supervisors and Senior Management85Environment and Social Responsibility86Significant Events87Appendix I Capital Adequacy Ratio Information94Appendix II Liquidity Coverage Ratio Information112Appen

4、dix III Net Stable Funding Ratio Information114Appendix IV Leverage Ratio Information118Appendix V Interim Financial Information(Unaudited)119Appendix VI Unreviewed Supplementary Financial Information239ContentsDefinitions2In this report,unless the context otherwise requires,the following terms shal

5、l have the meanings set out below:1.A Share(s)Ordinary shares listed domestically which are subscribed and traded in Renminbi2.ABC/Agricultural Bank of China/the Bank/the Group/WeAgricultural Bank of China Limited,or Agricultural Bank of China Limited and its subsidiaries3.CASs/PRC GAAP The Accounti

6、ng Standards for Enterprises promulgated on 15 February 2006 by the Ministry of Finance of the Peoples Republic of China and other related rules and regulations subsequently issued4.CBIRC China Banking and Insurance Regulatory Commission,or its predecessors,the former China Banking Regulatory Commis