摩根大通JPMorgan Chase & Co (JPM) 2018年年度报告「NYSE」.pdf

1、ANNUAL REPORT 2018Financial HighlightsAs of or for the year ended December 31,(in millions,except per share,ratio data and headcount)2018 2017 2016Reported basis(a)Total net revenue$109,029$100,705$96,569Total noninterest expense 63,394 59,515 56,672 Pre-provision profit 45,635 41,190 39,897Provisio

2、n for credit losses 4,871 5,290 5,361Net income$32,474$24,441$24,733Per common share data Net income per share:Basic$9.04$6.35$6.24 Diluted 9.00 6.31 6.19Cash dividends declared 2.72 2.12 1.88Book value 70.35 67.04 64.06Tangible book value(TBVPS)(b)56.33 53.56 51.44Selected ratiosReturn on common eq

3、uity 13%10%10%Return on tangible common equity(ROTCE)(b)17 12 13Common equity Tier 1 capital ratio(c)12.0 12.1 12.2Tier 1 capital ratio(c)13.7 13.8 13.9Total capital ratio(c)15.5 15.7 15.2Selected balance sheet data(period-end)Loans$984,554$930,697$894,765Total assets 2,622,532 2,533,600 2,490,972De

4、posits 1,470,666 1,443,982 1,375,179Common stockholders equity 230,447 229,625 228,122Total stockholders equity 256,515 255,693 254,190Market data Closing share price$97.62$106.94$86.29Market capitalization 319,780 366,301 307,295Common shares at period-end 3,275.8 3,425.3 3,561.2Headcount 256,105 2

5、52,539 243,355(a)Results are presented in accordance with accounting principles generally accepted in the United States of America,except where otherwise noted.(b)TBVPS and ROTCE are each non-GAAP financial measures.For further discussion of these measures,refer to Explanation and Reconciliation of

6、the Firms Use of Non-GAAP Financial Measures and Key Financial Performance Measures on pages 5759.(c)The ratios presented are calculated under the Basel III Fully Phased-In Approach,and they are key regulatory capital measures.For further discussion,refer to“Capital Risk Management”on pages 85-94.JP