Nova Ljubljanska Banka (NLB) 2017年年度报告「LSE」.pdf

1、Readyfor ChangeAnnualReport2017Key financial caption for NLB Group and NLB 10Definitions and glossary of selected terms 12Buisiness Report 14Statement by the Management Board of NLB 16Report of the Supervisory Board of NLB 20Key highlights of NLB Group 24Macroeconomic Environment 27Overview of NLB G

2、roups Financial Performance 2017 34NLB Group Strategy 47Regulatory Environment 50Retail Banking in Slovenia 62Corporate and Investment Banking in Slovenia 68Core Foreign Markets 75Financial Markets 90Non-core Markets and Activities 101Processing Operations 104Risk Management 106Corporate Governance

3、114Compliance and Integrity 132Internal Audit 134Human Resources 135Corporate Governance Statements 140Corporate and Social Responsibility 1682017 GRI Standards Disclosure for NLB 172Events after the End of the 2017 financial year 177Audited Financial Statements of NLB Group and NLB 178NLB Group Cha

4、rt as at 31 December 2017 345Organizational Structure of NLB as at 31 December 2017 348NLB Group directory 350ContentsNLB Group 2017 Annual ReportNLB Group3501,822,569225Number ofbranchesNumber ofactive clients Result after tax(in EUR million)12,238Total assets(in EUR million)NLB Groupstrategicmembe

5、rsoverview 108692,52523.0%189.158214,55839137,2105315.3%8.3NLB,LjubljanaNumber ofbranchesNumber ofactive clients Market shareby total assets Result after tax(in EUR million)44613.5%6.9Assets of coveredfunds without own resources(in EUR million)Market share2 Result after tax(in EUR million)NLB Banka,

6、Banja LukaNumber ofbranchesNumber ofactive clientsNLB Banka,Sarajevo Number ofbranchesNumber ofactive clientsTotal assets(in EUR million)Market share4by total assets Result after tax(in EUR million)SloveniaBosnia and Herzegovina67018.9%23.7 Total assets(in EUR million)Market share3by total assets Re