Bank of Marin Bancorp (BMRC) 2004年年度报告「NASDAQ」.pdf

1、Annual Report-1Directors and Executive Officers.1Bank Staff and Corporate Officers.2Message to Shareholders.3Business of the Bank.4Managements Discussion and Analysis.5Report of Independent Auditors.20Financial Statements.22Notes to Financial Statements.26Selected Financial Data.37Stock Price and Di

2、vidend Information.37BANK OF MARIN2004 ANNUAL REPORTJudith OConnell Allen,Community volunteer,Chairman,Bank of Marin*Nancy R.Boatright,Vice President&Corp.Sec.,Bank of Marin*Russell A.Colombo,Exec.Vice President&Branch Administrator,Bank of Marin*Christina J.Cook,Exec.Vice President&CFO,Bank of Mari

3、nJames E.Deitz,President,Marin Business ServicesW.Robert Griswold,Jr.,President and CEO,Bank of MarinRay Hoffman,III,Proprietor,Hoffman Development Co.Norma J.Howard,Business consultantJ.Patrick Hunt,Partner,Hunt InvestmentsH.C.Jackson,Retired merchantJames D.Kirsner,Business consultant*Larry Klaust

4、ermeier,Sr.Exec.Vice President&CCO,Bank of Marin*Patrick J.London,Exec.Vice President&Director of Wealth Management Services,Bank of MarinStuart D.Lum,Partner,Veracast CommunicationsJoseph D.Martino,Retired bankerJames L.Placak,Employee Benefits ConsultantJoel Sklar,MD,Partner,Cardiology Assoc.of Ma

5、rin&San FranciscoBrian M.Sobel,Partner,Sobel Communications*Alexandra E.Souza,Exec.Vice President&CAO,Bank of MarinJ.Dietrich Stroeh,Partner,CSW/Stuber-Stroeh Engineering GroupJan Yanehiro,Owner,Media and Marketing Strategic Planning*These executive officers are not also directors.This annual report

6、 serves as the annual disclosure statement for the purposes of part 350 of the Federal DepositInsurance Corporation rules.It has not been reviewed or confirmed for accuracy or relevance by the FDIC.TABLE OF CONTENTSDIRECTORS AND EXECUTIVE OFFICERSAnnual Report-2BANK STAFFKate Albaugh,Asst.Vice Presi