Bank of Marin Bancorp (BMRC) 2012年年度报告「NASDAQ」.pdf

1、Our Communities|Our Leaders2012 Annual Report(dollars in thousands,except per share data)20122011201020092008At December 31,Total assets$1,434,749$1,393,263$1,208,150$1,121,672$1,049,557 Total loans 1,073,952 1,031,154 941,400 917,748 890,544 Total deposits 1,253,289 1,202,972 1,015,739 944,061 852,

2、290 Total stockholders equity151,792135,551121,920 109,051 125,546 Equity-to-asset ratio10.6%9.7%10.1%9.7%12.0%For the Year Ended December 31,Net income$17,817$15,564$13,552$12,765$12,150 Net income per share(diluted)3.28 2.89 2.55 2.19 2.31 Cash dividend payout ratio on common stock121.0%22.1%23.6%

3、25.8%23.9%As of December 31,Total Capital(to risk-weighted assets)13.71%13.13%13.34%12.33%14.08%1 Calculated as dividends on common share divided by basic net income per common share.Financial Performanceryan mobile bottling,napa countysan rafael airport,marin countyx2nsat,sonoma countyIn challengin

4、g times the difference between attaining success and not is the result of good leadership.Bank of Marin has been a leader in the community in many areas throughout our history.Our employees lead by example,and collectively our staff and board of directors volunteered more than 10,000 hours in 2012,w

5、ith numerous employees contributing 100 hours.We were recognized as a“Top Corporate Philanthropist in the Bay Area”for the tenth year in a row for our cash contributions to local charities,and over the years weve donated close to$3 million to deserving organizations.At Bank of Marin,we believe it is

6、 our responsibility as a leading member of the community to support and partner with local nonprofits and businesses,creating a positive cycle of ongoing opportunity and success.We lead in business banking,with the largest market share of business deposits in Marin.With our help,many of our customer