Peapack-Gladstone Financial Corporation (PGC) 2017年年度报告「NASDAQ」.pdf

1、2017 A N N UA L R EPOR TPEAPACK-GLADSTONE FINANCIAL CORPORATION Trust&IntegrityO U R CO N S I S T E N T CO M M I T M E N TO U R V I S I O N A N D C O R E P R I N C I P L E SSince 1921:Peapack-Gladstone Bank 2017A high-performing boutique bank,leaders in wealth,lending and deposit solutions,known nat

2、ionally for unparalleled client service,integrity and trust.P E A P A C K-G L A D S T O N E F I N A N C I A L C O R P O R A T I O N 2 0 1 7 A N N U A L R E P 0 R TPROFESSIONALISMCLIENTS FIRSTCOMPETE TO WININVESTED IN OUR COMMUNITYONE TEAM$36.50M NET INCOME(38%Growth)$15.6M NONPERFORMING ASSETS(0.37%

3、of Assets)$3.71BTOTAL LOANS OUTSTANDING(12%Growth)$3.70BTOTAL DEPOSITS(8%Growth)$5.51BWEALTH MANAGEMENT ASSETS UNDER ADMINISTRATION(49%Growth)$1.19B LOANS CLOSED(14%Growth)Total Deposits(in billions)171615$4.003.02.00.53.52.51.51.0Total Loans(in billions)171615$4.03.01.50.503.52.01.02.5Assets under

4、Administrationat Wealth Management Division(market value in billions)171615$6420Selected Year-End Data:201720162015 Pre-Tax Income$54,307$42,741$32,140 Net Income36,49726,47719,972 Total Assets4,260,5473,878,6333,364,659 Total Deposits3,698,3543,411,8372,935,470 Total Investment Securities327,633305

5、,388195,630 Total Loans3,705,6113,313,7322,997,000 Total Shareholders Equity403,678324,210275,676 Assets under Management and/or Administration at Peapack-Gladstone Banks Private Wealth Management Division(Market Value)$5.5 billion$3.7 billion$3.3 billionPer Common Share:EarningsBasic$2.06$1.62$1.31

6、 EarningsDiluted2.031.601.29 Book Value21.6818.7917.61Financial Ratios:Net Interest Margin2.80%2.74%2.80%Return on Average Assets0.890.720.64 Return on Average Common Equity10.128.927.71Regulatory Capital Ratios:Total Capital to Risk-Weighted Assets14.84%13.25%11.40%Tier 1 Capital to Risk-Weighted A