Peapack-Gladstone Financial Corporation (PGC) 2021年年度报告「NASDAQ」.pdf

1、2 0 2 1 A N N U A L R E P O R TFocusing on Whats Important:Clients,Community and Each OtherSINCE 1921A high-performing boutique bank,leaders in wealth,lending and deposit solutions,known nationally for unparalleled client service,integrity and trust.OUR CORE PRINCIPLESProfessionalism Clients FirstCo

2、mpete to WinInvested in Our CommunityOne TeamCONTENTS 1 Financial Highlights2 President and CEO Letter6 Environmental,Social and Governance7 Invested in our Communities 8 Client Testimonials18 Products and Solutions21 Locations22 Leadership 23 Corporate InformationPEAPACK-GLADSTONE FINANCIAL CORPORA

3、TION 1Financial HighlightsSelected Year-End Data:202120202019Pre-Tax Income$77,662$32,003$66,122Net Income56,62226,19247,434Total Assets6,077,9935,890,4425,182,879Total Deposits5,266,1494,818,4844,243,511Total Investment Securities905,433622,689390,755Total Loan4,843,8124,404,5454,411,685Total Share

4、holders Equity546,388527,122503,652 Assets under Management and/or Administration at Peapack Private Wealth Management(Market Value)$11.1 billion$8.8 billion$7.5 billionPer Common Share:EarningsBasic$3.01$1.39$2.46EarningsDiluted2.931.372.44Book Value29.7027.7826.61Financial Ratios:Net Interest Marg

5、in2.38%2.31%2.63%Return on Average Assets0.940.450.99Return on Average Common Equity10.565.119.70Companys Regulatory Capital Ratios:Total Capital to Risk-Weighted Assets14.64%17.67%14.20%Tier 1 Capital to Risk-Weighted Assets10.6211.9311.14Common Equity Tier 1 Capital to Risk-Weighted Assets10.6211.

6、9311.14Tier 1 Capital to Average Assets8.298.539.33(IN THOUSANDS,EXCEPT PER SHARE DATA)PEAPACK-GLADSTONE FINANCIAL CORPORATION 1$546.4MTotal Capital$1.84BLoans Closed2 2021 ANNUAL REPORT Providing a Clear Way ForwardA MESSAGE FROM THE PRESIDENT AND CHIEF EXECUTIVE OFFICERTotal revenues for the year