怡安（AON）：2025年全球医疗趋势率报告（英文版）（87页）.pdf

1、2025 Global Medical Trend Rates ReportGlobal Overview and Data Tables2025 Global Medical Trend Rates Report 2About the ReportThe 2025 Global Medical Trend Rates survey was conducted across 112 Aon locations that broker,administer or otherwise advise on employer-sponsored medical plans.The survey res

2、ponses reflect the medical trend expectations of Aon professionals based on their interactions with clients and carriers represented in the portfolio of the firms medical plan business in each location.The trend rate figures shown in this report represent the percentage increases in medical plan uni

3、t costs,both insured and self-insured,that are anticipated to be required to address projected price inflation,technology advances in the medical field,plan utilization patterns and cost shifting from social programs in each covered location.The medical trend rates provided are not meant to represen

4、t an overview of each locations healthcare costs as a whole,meaning care should be taken in interpreting the information presented here.2025 Global Medical Trend Rates Report 3Executive SummaryThe 2025 Global Medical Trend Rates Report publishes at what may be a macroeconomic inflection point,with g

5、lobal annual general inflation expected to decrease for the first time in four years.While inflation generally appears to be cooling,the impact of the period of remarkable inflationary conditions and economic volatility that has defined the post-pandemic world continues to be felt.This is especially

6、 true in parts of Latin America,Africa and the Middle East,where the economies continue to struggle with currency depreciation and hyperinflation.While macroeconomic factors undoubtedly have a significant impact on medical trend in many locations,they are not the only influences.It is also important