怡安：2024年无形资产与有形资产风险比较报告：降低AI、知识产权和网络风险（EMEA版）（英文版）（75页）.pdf

1、EMEA EditionSponsored by AonIndependently conducted by Ponemon Institute LLC2024 Intangible Versus Tangible Risks Comparison Report:De-risking AI,IP,and CyberForeword2Cyber risk is more pressing than ever and tops the list of C-suite concerns1,driven partly by the rise of generative artificial intel

2、ligence(Gen AI)which is inflaming the cyber threat landscape.Yet EMEA organisations need to pay more attention to the benefits of cyber insurance,evidenced by the finding that insurance is in place to cover only 17 percent of information assets compared to 60 percent for property,plant,and equipment

3、(PP&E).This gap has remained relatively unchanged over the last two years.Value of Intangible AssetsThe value of information assets continues to surpass the value of physical assets.The survey shows that the expected loss caused by a cyber event targeting intangible assets is 43 percent higher than

4、for tangible assets.Furthermore,the risk of a significant intangible asset cyber event is reported to be three times greater than for PP&E.It is,therefore,notable that few organisations have a trade secret theft insurance policy and/or an intellectual property liability policy.Combine this with the

5、finding that more than half of the companies surveyed were victim to one or more significant cyber breaches in the last two years,and the disconnect between insurance protection and cyber risk is more evident.Underappreciation of Cyber Insurance The cyber insurance market has evolved rapidly to bett

6、er address key loss drivers associated with cyber events.Coverage and premium pricing have never been more favorable for organisations that demonstrate robust cyber security practices.Despite this dramatic increase in value,the survey revealed that the market penetration of cyber insurance is only a