世界银行（WBG）：2025越南自愿社保计划覆盖范围扩展研究报告：洞察及建议（英文版）（98页）.pdf

1、Expanding Coverage in Vietnams Voluntary Social Insurance scheme:Insights and RecommendationsHimanshi Jain,Nga Thi Nguyen,Agastya Yeachuri,Pham Bao Ha,Koustav De Social Protection&JobsPublic Disclosure AuthorizedPublic Disclosure AuthorizedPublic Disclosure AuthorizedPublic Disclosure AuthorizedExpa

2、nding Coverage in Vietnams Voluntary Social Insurance scheme:Insights and RecommendationsHimanshi Jain,Nga Thi Nguyen,Agastya Yeachuri,Pham Bao Ha,Koustav DeExpanding Coverage in Vietnams Voluntary Social Insurance scheme:INSIGHTS AND RECOMMENDATIONS4TABLE OF CONTENTS LIST OF ABBREVIATIONS8ACKNOWLED

3、GEMENTS.9EXECUTIVE SUMMARY.10I.OVERVIEW OF THE VOLUNTARY SOCIAL INSURANCE SCHEME .15II.INSTITUTIONAL ARRANGEMENT AND RECENT LEGISLATIVE,AND ADMINISTRATIVE CHANGES TO THE VSS .22Targets for expansion of social insurance coverage.25Modernization of the social insurance system.25III.DELIVERY SYSTEMS AS

4、SESSMENT OF THE VOLUNTARY SOCIAL INSURANCE SCHEME.291.Assess.301.1.Outreach.301.2.Registration .362.Enroll.382.1.Verification.382.2.Onboarding.393.Contribute.403.1.Contribution.403.2.Benefit Eligibility .424.Provide.434.1.Withdrawal(for one-time social insurance allowance).434.2.Benefit payment.445.

5、Manage.455.1.Monitoring.465.2.Exit.47Expanding Coverage in Vietnams Voluntary Social Insurance scheme:INSIGHTS AND RECOMMENDATIONS5IV.SURVEY TO INFORM CHANGES IN DESIGN,DELIVERY,AND INCENTIVES IN VOLUNTARY SCHEME.47a)Participation status of individuals is correlated with some observable socio-econom

6、ic characteristics.52b)Scheme awareness is most effective through word of mouth but awareness on scheme specifics like government incentives or estimation of benefits is poor.59c)Contributors depend on VSS agents for registration and contribution which makes it easier to perform transactions.62d)Low