国际货币基金组织（IMF）：2025人工智能应用与不平等研究报告（英文版）（64页）.pdf

1、IMF Working Papers describe research in progress by the author(s)and are published to elicit comments and to encourage debate.The views expressed in IMF Working Papers are those of the author(s)and do not necessarily represent the views of the IMF,its Executive Board,or IMF management.2025 APR AI Ad

2、option and Inequality Emma Rockall,Marina M.Tavares,and Carlo PizzinelliWP/25/68INTERNATIONAL MONETARY FUND 2 2025 International Monetary Fund WP/25/68IMF Working Paper Research Department AI Adoption and Inequality Prepared by Emma Rockall,Marina M.Tavares,and Carlo Pizzinelli Authorized for distri

3、bution by Florence Jaumotte April 2025 IMF Working Papers describe research in progress by the author(s)and are published to elicit comments and to encourage debate.The views expressed in IMF Working Papers are those of the author(s)and do not necessarily represent the views of the IMF,its Executive

4、 Board,or IMF management.ABSTRACT:will exacerbate economic disparities,while others suggest it could reduce inequality by primarily disrupting high-income jobs.Using household microdata and a calibrated task-based model,we show these narratives reflect different channels through which AI affects the

5、 economy.Unlike previous waves of automation that increased both wage and wealth inequality,AI could reduce wage inequality through the displacement of high-complementary with AI,potentially increasing their productivity,and they are better positioned to benefit from higher capital returns.When firm

6、s can choose how much AI to adopt,the wealth inequality effect is particularly pronounced,as the potential cost savings from automating high-wage tasks drive significantly higher adoption rates.Models that ignore this adoption decision risk understating the trade-off policymakers face between inequa