花旗集团 Citigroup Inc.（C）2025年第一季度业绩报告「NYSE」（英文版）（39页）.pdf

1、Earnings Results PresentationFirst Quarter 2025April 15,2025Maximize unique global networkScale WealthTarget share gains in Services,Banking,Markets and U.S.Personal BankingGrow Commercial Banking client segmentEnhance Business PerformanceFocus on five core interconnected businessesExit 14 internati

2、onal consumer markets(1)Simplify the organization and management structure SimplificationBe the preeminent banking partner for institutions with cross-border needs,a global leader in wealth management and a valued personal bank in our home market of the United StatesOur VisionDelivering on our Inves

3、tor Day prioritiesBuild a winning cultureInvest in talentDeliver One Citi#1 priorityRelentless executionRegulatory remediationModernize infrastructure Data enhancementsTransformationCulture and TalentLargely CompleteOur strategy and path forward remain unchangedNote:All footnotes are presented start

4、ing on Slide 30.Main Priorities for 2025 and 20262Five interconnected businesses driving strong 1Q25 performanceNote:All footnotes are presented starting on Slide 30.31Q25 Firmwide Key HighlightsTTS:#1 Rank(3)Securities Services:#1 in Direct Custody(4)ServicesBranded Cards and Retail Services:#2 Ran

5、k in U.S.Cards(9)Retail Banking:#1 Rank in deposits per branch(8)USPB#3 Overall Rank(5)Fixed Income:#2 Rank(5)Equity:#6 Rank(tied)(5)MarketsInvestment Banking:#5 Rank(6)BankingPrivate Bank named North Americas Best for Next-Gen 2025 by Euromoney(7)Wealth$21.6B of revenues,up 3%YoYRecord revenues in

6、USPB and WealthExpenses of$13.4B,efficiency ratio of 62%improved by 490 bps YoYPositive operating leverage for Citi and across all businessesRoTCE of 9.1%up 150 bps YoY(1)CET1 Capital Ratio(2)of 13.4%,130 bps above current regulatory minimumReturned$2.8 billion to common shareholders through buyback