Feedzai：2025年反洗钱状况报告（英文版）（25页）.pdf

1、The Stateof Anti-MoneyLaundering 2025affect their programs,38%report not using AI in their AML efforts at all.This disconnect suggests hesitancy due to perceived risks or unclear regulatory guidance.Embracing AI technologies offers the potential for game-changing efficiency in how data is collated a

2、nd presented for human reviews,improved effectiveness in the detection and forecasting of changing or new typologies,ultimately playing a key role in fortifying existing AML defenses and against evolving financial crimes.Collaboration is widely seen as crucial,yet practice falls short.While 61%of re

3、spondents support increased cooperation between governments and financial institutions,only 26%believe their current efforts are effective.Building robust public-private partnerships,enhancing cross-border investigations,and developing platforms for real-time information exchange are not just sugges

4、tions but necessities that could serve as force multipliers in combating financial crime.The State of Anti-Money Laundering 2025Executive SummaryThe fight against money laundering stands at a pivotal crossroads.Our comprehensive survey of over 300 AML professionals worldwide reveals that while techn

5、ological advancements present unprecedented opportunities to enhance AML efforts,many financial institutions(FIs)remain anchored to outdated systems and compliance-focused mindsets.Critical weaknesses in technology and data management(43%),coupled with challenges in intelligence gathering(39%),under

6、score an urgent need for transformation.Outdated systems and fragmented data not only hinder effective monitoring but also leave institutions vulnerable to sophisticated financial crimes.With 41%citing technology limitations as a major barrier,theres a pressing call to invest in integrated,real-time