UK Finance＆ampamp；Feedzai：2024年上半年英国金融欺诈态势报告（英文版）（35页）.pdf

1、Half Year Fraud Report October 2024In Association with Foreword UK Finance 4Drivers behind the figures 6Our fraud data 8Total Unauthorised Fraud(Cards,Cheques and Remote Banking)9Total Authorised Push Payment Fraud 9Unauthorised Payment Card Fraud 10Remote Purchase(Card Not Present)10Lost And Stolen

2、 Card Fraud 11Card Not Received 11Card Id Theft 12Further card fraud analysis 13UK Retail Face To Face Fraud 13UK Cash Machine Fraud 13UK/International Card Fraud 13Unauthorised Cheque Fraud 14Remote Banking Fraud 15Internet Banking 15Telephone Banking Fraud 16Mobile Banking Fraud 16UK Finance Limit

3、ed|Half Year Fraud Report 20242ContentsAuthorised Push Payment Fraud 17APP Fraud Enablers 18The Data:19APP Voluntary Code 20Further Analysis Of The APP Scam Data 20App Scam Types 21Purchase Scam 21Investment Scam 22Romance Scam 23Advance Fee Scam 24Invoice And Mandate Scam 25CEO Scam 26Impersonation

4、:Police Or Bank Staff 27Payment Type 29Payment Channel 29Contributing Members 30Our fraud data 31Appendix 33UK Finance Limited|Half Year Fraud Report 20243Foreword UK FinanceFraud continues to pose a major threat to the UK and cause serious harm to individuals and society.In the first half of 2024 j

5、ust over 570 million was stolen in payment fraud as criminals continue to ruthlessly target people and try to deceive them into making payments or providing enough information to enable their accounts to be accessed or controlled.As well as the financial losses,this crime can cause severe psychologi

6、cal harm to victims.The best way to protect against fraud is to prevent it from happening in the first place.This is the focus of the financial services industry which invests huge sums of money,including deploying a wide variety of sophisticated tools,to try and detect potential fraud and intervene