Attest：2025年美国消费者支出趋势研究报告（英文版）（28页）.pdf

1、2025 US Spending Trends ReportEssential insight into consumer spending behaviorsIntroduction With the economy reeling from Trumps tariffs,the Fed has held interest rates and cut its growth forecast.But while it waits to see how White House policies unfold,what does this mean for consumer spending?Ar

2、e shoppers holding off from making purchases amid the uncertainty,or are they already feeling the squeeze of the cost of living?We ran a survey in September 2024,and again in March 2025 to see what impact theres been on spending behaviors since the new president took office in January.This report ex

3、amines various aspects of personal finance including disposable income,purchase intent,debt,savings,credit usage,tipping,and payment preferences,to provide you with a picture of consumer spending health right now.Survey sampleThe data in this report comes from a nationally representative survey of 2

4、,000 US consumers aged 18-67.It was conducted on the Attest platform during March 2025.$1000-$1,500Rent or mortgage$200-$299Groceries$100-$199Energy$100-$199Transportation$50Disposable incomeAverage Americans monthly spending breakdownThe majority of consumers across all age groups have a monthly di

5、sposable income of less than$200-in fact,the single largest percentage have less than$50.Women represent the segment with the least disposable income:a significantly higher percentage of females(24%)report having less than$50 in disposable income compared to males(11%).This trend continues in the$50

6、-$99 bracket,with 13%of women versus 8%of men.Combined,36%of females have less than$100 in disposable income,compared to only 20%of males.Trend 1:disposable incomes remain stubbornly lowAt the other end of the scale,when looking at those with a disposable income of$1,000 or more per month,19%of male