普华永道：2025年财富管理洞察报告：创新、代际变迁与数字化转型塑造未来财富（英文版）（20页）.pdf

1、PwCs Wealth Management Insights 2025www.pwc.ch/wealthmanagement-reportShaping wealths futurethrough innovation,generational shifts and digitalisationContentExecutive Summary 3Chapter 1:Introduction 4Chapter 2:The highs,the lows&the realities of WM 6Chapter 3:Beyond the hype:tech&AI in WM 11Chapter 4

2、:Preparing for the next generation 14Chapter 5:Final thoughts 18Contacts 19We are proud to present the fourth edition of the Wealth Management Insights,conducted by PwCs Wealth Management Center of Excellence (WM CoE)based in Zurich.This annual report provides a comprehensive analysis of the wealth

3、management sectors trajectory towards 2025.Building on the foundations of our previous publications,this edition delves deeper into the evolving dynamics of wealth management,examining both emerging opportunities and ongoing challenges.As the industry continues to evolve,wealth managers are prompted

4、 to re-evaluate the status quo to stay ahead of shifting market forces.This report offers actionable insights to help industry leaders navigate complexity,adapt to the changing landscape,and seize new opportunities in an increasingly dynamic environment.Executive SummaryKey Insights from the report

5、include:Global market dynamics:As inflation eases and interest rates stabilise,53%of clients display cautious optimism towards their investments.In contrast,geopolitical tensions concern 62%of wealth managers.Furthermore,macroeconomic factors including inflation and interest rates are viewed as prim

6、ary investment drivers by 76%of clients.Emerging client personas:Wealth managers are shifting from traditional segmentation methods to advanced persona-based frameworks and psychographic profiling,enhancing their understanding of clients and aligning investment strategies with their ethical values a