达信（Marsh）：2025年全球交易风险保险索赔报告（英文版）（29页）.pdf

1、A business of Marsh McLennanGlobal transactional risk insurance claims report 20253 Foreword4 Global snapshot52024:Asignificantyearfortransactional risk claims7 North America13 United Kingdom17 Europe22AsiaPacific26 Conclusion27 Recommendations to navigate the claims landscape2Global transactional r

2、isk insurance claims report 2025ForewordThe transactional risk insurance market has gone through a transformation in 2024.As outlined in Marshs Global transactional risks insurance claims report 2025,lastyearwascharacterizedbyanotableriseinboththevolumeandcomplexityofnotificationsmadeunderrepresenta

3、tionsandwarranties(R&W)policies,knownaswarrantyandindemnity(W&I)outsideofNorthAmerica.Drawing on insights from our dedicated claims specialists across North America,Europe,the UK,andAsiaPacific,thereportoffersadata-drivenviewoftheevolvingnatureofclaims.Weexploretheglobalriseinclaimseverityandtheshif

4、ttowardearliernotificationsinmanyregionsanddiscusswhybreachestiedtofinancialstatementsoftenresultinhigherlossamountscomparedtootherclaims.As the transactional risk landscape continues to evolve,this report aims to help dealmakers,underwriters,andadvisorsunderstandemergingtrends,manageriskmoreeffecti

5、vely,andpreparefor the challenges ahead.Thankyouforyourinterestinourreport.Wehopetheinsightssharedheresupportyoureffortstonavigateanincreasinglycomplextransactionalriskenvironmentwithgreaterclarityandconfidence.Craig Schioppo Global Transactional Risk Leader3Global transactional risk insurance claim

6、s report 2025Global snapshotTotalpaymentsfrominsurerstoMarshclientsundertransactionalriskpoliciesin2024exceededUS$300millionforthesecondyearrunning,withoverUS$1.4billionnetofretentionpaidtoclientssince2018.Keyfindingsfromouranalysisinclude:Allregionssawincreasesinclaimsnotifications,withtheUKrecordi