Wiseasy：2025全球支付的未来与第四代支付网络研究报告（英文版）（36页）.pdf

1、1The Future of Global Payments&Fourth Generation Payment Networks(4GPN)REPORT JUNE 2025The Future of Global Payments&Fourth Generation Payment NetworksREPORT/JUNE 202521.Overview of Global Payments Industry 32.Mobile Solutions 42.1.1 Market Overview 42.1.2 Challenges and Potential 42.1.3 Regional Tr

2、ends 52.1.4 Buy Now Pay Later(BNPL)82.1.5 BNPL Benefits 92.1.6 BNPL Challenges 102.1.7 BNPL User Demographics 102.1.8 BNPL Market Overview 112.1.9 Popular BNPL Providers 122.1.10 BNPL Regional Trends 123.Digital Wallets 133.1.1 Tap to Pay 143.1.2 QR(Quick Response)Payments 143.1.3 Regional Trends 14

3、4.API Developments 154.1.1 Expert Interviews 155.Security 165.1.1 Artificial Intelligence in Fraud Detection 165.1.2 Biometrics Market Overview 165.1.3 Regional Trends 175.1.4 Existing Biometric Recognition Systems 186.Blockchain&Distributed Ledger 196.1.1 Market Overview 196.1.2 Challenges and Pote

4、ntial 196.1.3 Regional Trends 206.1.4 Central Bank Digital Currencies(CBDCs)216.1.5 CBDCs and Financial Inclusion in Emerging Markets 236.1.6 CBDC Benefits 236.1.7 CBDC Challenges 237.Account-to-account(A2A)247.1.1 A2A Benefits 247.1.2 Regional Trends 247.1.3 A2A Payment Providers 268.Fourth Generat

5、ion Payment Networks(4GPN)318.1.1 What are 4th Generation Payment Networks 318.1.2 Integration and Innovation in Fourth-Generation Payment Networks 318.1.3 Key Architectural Features of Fourth-Generation Payment Networks 328.1.4 Comparative Evolution of Payment Network Generations 329.Summary 3310.C

6、onclusion 342INDEXThe Future of Global Payments&Fourth Generation Payment NetworksREPORT/JUNE 2025301.OVERVIEW OF GLOBAL PAYMENTS INDUSTRY The Fintech industry is revolutionizing the international financial landscape by expanding products and services to be more inclusive,more accessible,and more fr