安永（EY）：2026年全球金融服务监管展望报告（英文版）（26页）.pdf

1、Global Financial Services Regulatory Outlook 20262|Global Financial Services Regulatory Outlook 2026Introduction 31.Increased regulatory fragmentation 4 Prudential regulation 5 Artificial intelligence 6 Sustainable finance 8 Digital assets 8 Payments 92.Building resilience to external threats 11 Ope

2、rational and cyber resilience 11 Financial crime and sanctions 12 Non-bank financial institutions 133.Delivering good consumers outcomes 14 Fair treatment of consumers 14 Financial education and fraud 15 Open finance 164.Managing risk in a changing environment 17 Risk management 17 Governance and ac

3、countability 18About the EY Global Regulatory Network 19EY Global Regulatory Network executive team 20Contents3|Global Financial Services Regulatory Outlook 2026Global financial regulation stands at a crossroads.We have been reporting on many of the trends in this Outlook for multiple years,but this

4、 time we observe something different.We are in a rapidly transforming space,and the change we are seeing is likely to reverberate for many years.2026 will bring home the geopolitical and economic impacts of this new reality particularly the global effects of developments in the US.International agen

5、das focused on growth and competitiveness have led the system to this crossroads,prompting jurisdictions to re-evaluate the post-Global Financial Crisis(GFC)settlement on financial stability.While competitiveness has been rising on agendas,key questions have arisen,including how far regulators shoul

6、d go to balance stability against pressures to foster growth,innovation and competitiveness.As the US pursues a deregulatory agenda to prioritize innovation and growth,the rest of the world must consider its response which will vary by jurisdiction.Against this shifting background,financial regulati