of Y34,961 million, adjusted for positive non-cash items consisting of depreciation and amortization of ￥21,391 million, loss on disposal of property and equipment and intangible assets of Y696 million and other income and costs of Y618 million. The amount was further adjusted for changes in itemized balances of assets and liabilities that had a negative effect on operating cash flow, which primarily consisted of an increase in loans and advances to customers of Y399,055 million, as well as certain changes in itemized balances of assets and liabilities that had a positive effect on operating cash flow, of ￥11 million, adjusted for positive non-cash items consisting of depreciation and amortization of ?18,591 million and loss on disposal of property and equipment and intangible assets of ￥1,495 million, partially offset by negative non-cash items consisting of other income and costs of ￥1,552 million. The amount was further adjusted for changes in itemized balances of assets and liabilities that had a negative effect on operating cash flow, which primarily consisted of an increase in loans and advances to customers of ?311,125 million and an increase in securities of Y45,476 million, as well as certain changes in itemized balances of assets and liabilities that had a positive effect on operating cash flow, including primarily an increase in deposits of Y260,400 million and an increase in accounts payable of ￥130,744 million. and equipment and intangible assets of Y324 million, partially offset by negative non-cash items consisting of other income and costs of ?616 million. The amount was further adjusted for changes in itemized balances of assets and liabilities that had a negative effect on operating cash flow, which primarily consisted of an increase in loans and advances to customers of Y348,301 million, an increase in securities of Y45,828 million, an increase in account receivable of ￥45,580 million and a decrease in other financial liabilities of ￥44,565 million, as well as certain changes in itemized balances of assets and liabilities that had a positive effect on operating cash flow, including primarily an increase in deposits of Y302,122 million. of securities of Y463,314 million, purchase of intangible assets of ￥17,264 million, payments for acquisition of subsidiaries of ?5,759 million, other of https://www.sec.gov/Archives/edgar/data/2080845/000119312526047933/d941409df1.htm