1. Low overall share of production value covered by ARM tools (although the establishment of the AGRICAT 2. Regulatory uncertainty caused by frequent changes introduced in the Annual Risk Management Plans, and 3. Complexities and barriers in accessing benefits for insurance based on CAP funds (application of the sec- 5. Uncertain rules for supporting mutual funds that penalize funds compared to insurance companies 6. Excessive monitoring and/or assessment of the adequacy of support applications 7. Uncertainty in the level of collective and individual contributions, with significant delays in the disburse- 8. Demand for support exceeding available resources with uncertain and uneven support levels at the region- 9. Withdrawal of some insurance covers and/or reduction of product performance due to the growth of ex- 10. Greater risk for specialized farms with higher value-added that contribute the most to national production