Data Points Used As Compelling Evidence (2025-2026, Fraud Professionals)

compelling evidence, as the data show nearly a 10% increase (from 56% to 64%), year-on-year On the other hand, North American merchants under-index on the use of user account or login ID information, while those in APAC are significantly more likely to collect and In terms of merchant sizes, enterprises are more likely to use IP addresses while mid-market merchants are significantly less likely. And as with many other topics in this report, MRC merchants show a couple of major differences of their own in this area, as they over-index significantly on the use of item / product information and IP addresses. While the data is a bit "noisier" than usual on this subject due to the shift in sample distribution across regions, it generally indicates that compelling evidence continues to be a major tool in merchants' anti-FPM arsenals, and one that merchants in different segments and regions seem to be employing in a variety of different ways.