表 5:上市险企银保渠道NBV占比 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 25H1 平安 7% 4% 5% 5% 4% 1% 1% 0% 1% 2% 3% 5% 7% 10% 17% 27% 太保 13% 12% 8% 4% 1% 2% 9% 17% 33% 38% 新华 11% 6% 4% 2% 6% 5% 3% 4% 8% 14% 13% 40% 53% 太平 23% 14% 11% 8% 2% 2% 6% 10% 9% 13% 35% 31% 人保寿 55% 40% 9% 3% 7% 7% 3% -1% 4% 21% 27% 47% 59% 资料来源:公司财报,广发证券发展研究中心